Financial Planning

So why planning? We plan so you can have clarity; letting you be a happier, healthier, and more financially confidant person. Planning out your finances can mean different things. Some people think about budgeting practices, many think about investments, others may think of debt reduction. There are many facets of financial planning, let us help with them all.

We offer comprehensive financial planning services that focus on providing you with a holistic and personalized financial roadmap. We will dive into your current financial situation, goals, objectives, and retirement strategies. We will analyze various aspects of your finances, including your income, expenses, investments, debts, insurance coverage, and tax considerations, along with your estate planning needs. We will also analyze workplace benefits like your 401(k) plans, pensions, stock options, and additional programs. Based on this analysis, we will create a detailed financial plan that outlines actionable steps to help you achieve your short-term and long-term financial goals, particularly those related to retirement. If you are already retired, we will put together a plan that produces income to help you fund your lifestyle. This plan may include strategies for budgeting, investment allocation, education funding, risk management, and more.

Asset management involves the ongoing management of your investment portfolios to align with your financial goals, risk tolerance, and time horizon, investment type whether they are tied to your personal finances or your business ventures. Together, we will build diversified investment portfolios tailored to your needs and preferences, considering factors such as your investment goals, risk tolerance, and tax efficiency. We will continuously monitor the portfolios' performance and adjust the allocation as needed based on market conditions and changes in your circumstances or business landscape. If you are a business owner, we can help set up corporate retirement plans that offer tax advantages—including 401(k) plans, profit-sharing plans, and pension plans.

We understand the importance of preserving your wealth and ensuring a smooth transition to your beneficiaries. We will work closely with you, your attorney, and your accountant to create an estate plan that includes wills, trusts, and other legal arrangements tailored to your wishes and designed to care for the ones you love. We'll consider your family dynamics, philanthropic goals, taxes, and any special circumstances that need to be addressed, such as a special needs child or a high-value asset. Our goal is to provide you with confidence, knowing that your hard-earned assets will be distributed according to your wishes.

Please note that Brady Planning is not a law firm nor a tax firm. We can not create wills, trusts or other legal documents, but can consult with an attorney to make sure your best interests are taken into account. We are also not a tax firm, so while we have an understanding of tax efficiency, we strongly recommend, and can help facilitate, partnering with a CPA for complex tax scenarios.

Our business consulting services encompass a multifaceted approach aimed at optimizing your business's financial health. With a strong emphasis on tax efficiency, we work diligently to structure your business operations in ways that minimize tax liabilities while maximizing profitability. Additionally, our expertise extends to offering tailored corporate retirement fund solutions, ensuring that your business can provide valuable retirement benefits to employees, enhancing both their financial security and your business's reputation. We also take an active role in guiding your employees' personal retirement fund planning, offering them comprehensive strategies to secure their financial future. Through meticulous analysis of cash flows, we help businesses maintain profitability by identifying areas for cost reduction, resource allocation, and revenue enhancement. Our holistic approach to business consulting is designed to elevate your business's financial trajectory while fostering a secure and prosperous future for both you and your employees.

Let's Go